Analysis service focused on leakage detection and system auditing for retail banking.
– Finding diluted revenues through income leakage from:
- System errors. Deficiencies in current system routines
- Process improvement. Optimization of calculation systems
- Best practices from our increasing experience
– Complete Analysis at a transactional level, applying data analytics methodology and tools developed by ARGOZ
– Proposing Quick Wins which do not involve T&C’s revision
– Execution period of 12 weeks
Allowing financial entities reach the full potential of their portfolio.
– System error generated leakage detection and correction through transactional database analysis
– Revision of internal processes and controls
Assuring correct accounting and reporting of revenue streams.
– Revenue reporting accuracy audit through data consistency analysis
– Correct accounting of the retail banking products
Consultancy service focused on growth and profitability tailored for retail banking products.
– Designing strategies based on conclusions on crossed databases analysis
– Optimizing risk exposure level and profitability
– Improved development of new financial products design through transactional data based segmentation
– Midterm roadmap: Improved analytics for strategic planning
– Approval rate enhancement
– Risk mitigation
– Channels optimization
– Utilization, Revolving & Balance growth
– Activation stimulation
– Commercial policies optimization analysis
– Credit loses mitigation
– Retention optimization
– Customer satisfaction improvement